474 Bathurst Street, Suite 300 Toronto, Ontario M5T 2S6
P 416.964.1115 F 416.964.5895
www.cavalluzzo.com info@cavalluzzo.com
It would seem that by their very nature pensions and benefits are difficult to understand. Pension plans are subject to regulation and complex legislative schemes. Nonpension benefits contain numerous exclusions, conditions and other limitations on coverage. Simply administering employee pension and non-pension benefit plans requires the deployment of a small army of human resource professionals, insurance company employees, actuaries, consultants and lawyers.